Privacy Policy

FinanceGC ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the FinanceGC mobile application and website (collectively, the "Service").

1. Information We Collect

We collect information you provide directly to us, including:

• Account Information: Name, email address, and password when you create an account.
• Financial Data: Bank statement data you upload or manually enter, including transaction descriptions, amounts, dates, and account balances. This data is used solely to provide the Service to you.
• Budget & Planning Data: Budget plans, planner items, and financial goals you create within the app.
• Payment Information: If you subscribe to FinanceGC Premium, payment is processed by Stripe. We do not store your credit card number or full payment details.
• Device Information: Device type, operating system version, and app version for troubleshooting purposes.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Service.
• Process and analyze bank statements using AI to extract transaction data.
• Authenticate your identity and maintain the security of your account.
• Process subscription payments and manage your billing.
• Send you important service-related notifications.
• Respond to your support requests.

We do not sell, rent, or share your personal financial data with third parties for advertising or marketing purposes.

3. Third-Party Services

FinanceGC uses the following third-party services to operate:

• Supabase — Cloud database and authentication. Your account credentials and financial data are stored securely in Supabase-hosted databases. Data is encrypted in transit and at rest.
• Anthropic (Claude AI) — When you upload a bank statement PDF, the document is sent to Anthropic's API to extract transaction data. Anthropic processes this data solely to provide the analysis result. Please review Anthropic's privacy policy for details on how they handle submitted content.
• Stripe — Payment processing for FinanceGC Premium subscriptions. Stripe is PCI-DSS compliant. We never store your full card details.
• Apple / Google — The app is distributed through the Apple App Store and Google Play Store, subject to their respective privacy policies.

4. Data Storage and Security

Your data is stored on secure servers hosted by Supabase. We implement industry-standard security measures including:

• TLS/SSL encryption for all data in transit.
• Encrypted storage for sensitive data at rest.
• Row-level security policies ensuring you can only access your own data.
• Secure JWT-based authentication for all API requests.

5. Data Retention

We retain your data for as long as your account is active. When you delete your account, we permanently delete all associated data including your financial records, budget plans, and statement history within 30 days.

6. Your Rights and Choices

You have the following rights regarding your personal data:

• Access: You can view all your financial data within the app at any time.
• Correction: You can edit or delete individual transactions and financial records within the app.
• Deletion: You can permanently delete your account and all associated data by going to Profile → Danger Zone → Delete Account. This action is immediate and irreversible.
• Export: You can export your data as PDF reports or CSV files from within the app.

7. Children's Privacy

FinanceGC is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page and, where appropriate, via in-app notification. Your continued use of the Service after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact us at:

Email: support.financegc@gmail.com
App: FinanceGC — available on iOS and Android